{"id":8182,"date":"2023-10-06T10:07:01","date_gmt":"2023-10-06T10:07:01","guid":{"rendered":"https:\/\/www.konaak.com\/?p=8182"},"modified":"2026-01-11T14:41:59","modified_gmt":"2026-01-11T14:41:59","slug":"konut-sigortasi-nedir","status":"publish","type":"post","link":"https:\/\/www.konaak.com\/blog\/konut-sigortasi-nedir\/","title":{"rendered":"Konut Sigortas\u0131 Nedir, Zorunlu mu?"},"content":{"rendered":"\n<p>Konut sigortas\u0131 hakk\u0131nda merak ettikleriniz mi var? Blog yaz\u0131m\u0131zda arad\u0131\u011f\u0131n\u0131z devaplar\u0131 bulabilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Ev sahiplerini kiralama s\u00fcrecinde en \u00e7ok endi\u015felendiren konular\u0131n ba\u015f\u0131nda evlerine ve i\u00e7indeki e\u015fyalara zarar gelmesi ihtimali yer al\u0131yor.&nbsp;<\/p>\n\n\n\n<p>Siz de ev sahibiyseniz ve kiraya verdi\u011finiz evinizi \u00f6zellikle do\u011fal afet, yang\u0131n, h\u0131rs\u0131zl\u0131k ve benzeri \u00e7e\u015fitli beklenmedik tehditlerden nas\u0131l koruyaca\u011f\u0131n\u0131z\u0131 merak ediyorsan\u0131z \u00e7\u00f6z\u00fcm \u00e7ok basit. Size uygun bir konut sigortas\u0131 se\u00e7erek gelece\u011finizi g\u00fcvence alt\u0131na alabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kiral\u0131k evinize profesyonel m\u00fclk y\u00f6netimiyle de\u011fer katabilirsiniz<\/h2>\n\n\n\n<p>Konaak, teknoloji destekli orta ve <a href=\"https:\/\/www.konaak.com\/blog\/kisa-donem-ev-kiralama\/\" target=\"_blank\" rel=\"noreferrer noopener\">k\u0131sa d\u00f6nem ev kiralama<\/a> \u00e7\u00f6z\u00fcmleri ile stressiz ve avantajl\u0131 bir deneyim sunuyor. Ev sahiplerimiz aras\u0131na kat\u0131larak siz de Konaak&#8217;\u0131n ayr\u0131cal\u0131klar\u0131n\u0131 ke\u015ffedebilirsiniz.  Detayl\u0131 bilgi i\u00e7in a\u015fa\u011f\u0131daki formu doldurabilirsiniz. <\/p>\n\n\n\n<style>\n.overlay {\n  position: fixed;\n  top: 0;\n  bottom: 0;\n  left: 0;\n  right: 0;\n  background: rgba(0, 0, 0, 0.7);\n  transition: opacity 500ms;\n  visibility: hidden;\n  opacity: 0;\n}\n.overlay:target,\n.overlay.acik {\n  visibility: visible;\n  opacity: 1;\n}\n\n.popup {\n  display: table-cell;\n  margin: 70px auto;\n  padding: 0px;\n  background: #fff;\n  width: 50%;\n  height: 70%;\n  position: relative;\n  transition: all 5s ease-in-out;\n}\n\n.popup .close {\nposition: absolute;\ntop: 20px;\nright: 30px;\ntransition: all 200ms;\nfont-size: 30px;\nfont-weight: bold;\ntext-decoration: none;\ncolor: #333;\n}\n\n#popup1 {\nz-index:100000;\n}\n\n.popup .content {\nmax-height: 70%;\noverflow: auto;\n}\n.popup-header-container{\n  height: 80px;\n  background: #FFFFFF;\n  box-shadow: 0px 0px 24px rgba(0, 0, 0, 0.06);\n  width: 100%;\n  padding: 20px;\n}\n\n@media screen and (max-width: 768px) {\n  .btn-pink-popup{\n    margin-top: 60px;\n    margin-right: 70px !important;\n    display: block;\n  }\n\n}\n\n<\/style>\n\t<div>\n    <div class=\"row align-items-center orion_contents\">\n      <div id=\"evimi_kirala\" class=\"acik col-sm-12 col-md-12 col-lg-12 pt-3\">\n        <form action=\"\" class=\"form-inline\" method=\"\" id=\"evimiKirala\">\n          <div id=\"orion_form\" class=\"form-row mb-3\">\n\n\t\t\t<div class=\"form-group col-md-3 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputName\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Ad<\/label>\n                <input type=\"text\" class=\"form-control w-100 p-0 border-0 m-0 ml-1\" required id=\"inputName\" name=\"inputName\" placeholder=\"Ad\">\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-3 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputLastname\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Soyad<\/label>\n                <input type=\"text\" class=\"form-control w-100 p-0 border-0 m-0 ml-1\" required id=\"inputLastname\" name=\"inputLastname\" placeholder=\"Soyad\">\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-3 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputEmail\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">E-Posta<\/label>\n                <input type=\"email\" class=\"form-control w-100 p-0 border-0 m-0 ml-1\" required id=\"inputEmail\" name=\"inputEmail\" placeholder=\"E-Posta\">\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-3 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputPhone\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Telefon No<\/label>\n                <input type=\"tel\" class=\"form-control w-100 p-0 border-0 m-0 ml-1\" required id=\"inputPhone\" name=\"inputPhone\" placeholder=\"Telefon No\">\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-4 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputCity\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">\u0130l<\/label>\n                <select id=\"inputCity\" name=\"inputCity\" required class=\"form-control w-100 p-0 border-0 m-0\">\n                  <option value=\"\">Se\u00e7iniz<\/option>\n                  <option value=\"Istanbul\">Istanbul<\/option><option value=\"Mu\u011fla\">Mu\u011fla<\/option><option value=\"\u0130zmir\">\u0130zmir<\/option><option value=\"Sakarya\">Sakarya<\/option><option value=\"Antalya\">Antalya<\/option><option value=\"Ayd\u0131n\">Ayd\u0131n<\/option><option value=\"Bursa\">Bursa<\/option><option value=\"K\u0131br\u0131s\">K\u0131br\u0131s<\/option><option value=\"\u00c7anakkale\">\u00c7anakkale<\/option>                <\/select>\n              <\/div>\n            <\/div>\n            <div class=\"form-group col-md-4 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputDistrict\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">\u0130l\u00e7e<\/label>\n                <select id=\"inputDistrict\" name=\"inputDistrict\" required class=\"form-control w-100 p-0 border-0 m-0\">\n                  <option value=\"\">Se\u00e7iniz<\/option>\n                  <option value=\"\">---\u00d6nce il se\u00e7iniz---<\/option>\n                <\/select>\n              <\/div>\n            <\/div>\n            <div class=\"form-group col-md-4 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputNeighborhood\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Mahalle<\/label>\n                <select id=\"inputNeighborhood\" name=\"inputNeighborhood\" required class=\"form-control w-100 p-0 border-0 m-0\">\n                  <option value=\"\">Se\u00e7iniz<\/option>\n                  <option value=\"\">---\u00d6nce il\u00e7e se\u00e7iniz---<\/option>\n                <\/select>\n              <\/div>\n            <\/div>\n\n\t\t\t<div class=\"form-group col-md-6 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputBuildingType\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Hangi tipte m\u00fclke sahipsiniz?<\/label>\n                <select id=\"inputBuildingType\" name=\"inputBuildingType\" class=\"form-control w-100 p-0 border-0 m-0\" required>\n                  <option value=\"\">Se\u00e7iniz<\/option>\n                  <option value=\"bina\">Bina sahibiyim.<\/option>\n                  <option value=\"apartman\">Apartman dairem\/dairelerim var.<\/option>\n                  <option value=\"rezidans\">Rezidans dairem\/dairelerim var.<\/option>\n                  <option value=\"villa\">Villa sahibiyim.<\/option>\n                  <option value=\"mustakil\">M\u00fcstakil evim var.<\/option>\n                  <option value=\"otel\">Otel, apart, pansiyon, bungalov sahibiyim.<\/option>\n                  <option value=\"insaat\">\u0130n\u015faat \u015firketiyiz.<\/option>\n                <\/select>\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-6 mb-4\">\n              <div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n                <label for=\"inputNumber\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">Binan\u0131zda ka\u00e7 daire bulunuyor?<\/label>\n                <select id=\"inputNumber\" name=\"inputNumber\" class=\"form-control w-100 p-0 border-0 m-0\" required>\n                  <option value=\"\">Se\u00e7iniz<\/option>\n                  <option value=\"1\">1<\/option>\n                  <option value=\"23\">2-3<\/option>\n                  <option value=\"45\">4-5<\/option>\n                  <option value=\"6\">6 ve \u00fczeri<\/option>\n                <\/select>\n              <\/div>\n            <\/div>\n\n            <div class=\"form-group col-md-12 mb-4\">\n\t\t\t\t<div class=\"input-cont-border py-2 px-2 w-100 mr-2\">\n\t\t\t\t\t<label for=\"inputLicense\" class=\"justify-content-left font-weight-bold pb-0 pl-1\">\n\t\t\t\t\tM\u00fclk\u00fcn\u00fcz\u00fcn turizm i\u015fletme ruhsat\u0131 veya turizm konutu izin belgesi var m\u0131?\t\t\t\t\t<\/label>\n\t\t\t\t\t<select id=\"inputLicense\" name=\"inputLicense\" class=\"form-control w-100 p-0 border-0 m-0\" required=\"\">\n\t\t\t\t\t<option value=\"\">Se\u00e7iniz<\/option>\n\t\t\t\t\t<option value=\"Hay\u0131r\">Hay\u0131r<\/option>\n\t\t\t\t\t<option value=\"Evet\">Evet<\/option>\n\t\t\t\t\t<\/select>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n            <div class=\"form-group col-md-12\">\n            <button type=\"submit\" id=\"evimiKiralaBtn\" name=\"orion_evimi_kirala_gonder\" class=\"btn btn-pink w-100 font-weight-bolder border-radius-16 py-2\">\n            Evimi Kirala            <\/button>\n            <\/div>\n          <\/div>\n        <\/form>\n\n      <\/div>\n    <\/div>\n\n<div id=\"popup1\" class=\"overlay\">\n<div class=\"container-fluid px-0\">\n\t<div class=\"popup\">\n\n\t     <div class=\"popup-header-container\" style=\"margin-bottom:2%;\">\n          <a href=\"\/\" class=\"float-left pt-1\">\n            <img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/2026\/01\/logo-2.svg\" height=\"26px\" width=\"167px\" alt=\"logo\">\n        <\/a>\n        <a class=\"btn-pink btn-pink-popup border-radius-16 float-right mr-5 px-3 py-2 teklif-btn\" href=\"https:\/\/www.konaak.com\/konaak-ile-tanisin\">Evimi Kirala<\/a>\n    <\/div>\n    <div class=\"clearfix\"><\/div>\n    <div class=\"p-3\">\n        <p style=\"font-size:20px;text-align:center;\" class=\"pt-3\">Te\u015fekk\u00fcrler!...<\/p>\n        <p id=\"popupHeader\" style=\"text-align:center; line-height: 48px; font-size: 24px;\">\n          Bilgileriniz ba\u015far\u0131yla iletildi! Ba\u015fvurunuz i\u00e7in sizi 48 saat i\u00e7inde arayaca\u011f\u0131z.        <\/p>\n        <a class=\"close\" href=\"#\">&times;<\/a>\n        <p class=\"text-center font-weight-bold\" style=\"text-align:center\"><a href=\"\/\">Kapat<\/a><\/p>\n\n\t  <\/div>\n\n<\/div>\n<\/div>\n<style>\n.teklif-btn {float:right;padding:10px 10px;margin:0 50px 0 10px;text-decoration:none;}\n.teklif-btn:hover {color:#fff}\n#evimi_kirala select, #evimi_kirala input[type=\"text\"], #evimi_kirala input[type=\"tel\"]{padding: 6px 0;}\n#evimi_kirala .btn{padding-bottom: 6px;}\n.mb-3,.my-3{margin-bottom:1rem!important}.form-row{display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;margin-right:-5px;margin-left:-5px}.form-inline .form-group{display:-ms-flexbox;-ms-flex:0 0 auto;-ms-flex-flow:row wrap;-ms-flex-align:center}.col-md-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.form-row>.col,.form-row>[class*=col-]{padding-right:5px;padding-left:5px}.mb-4,.my-4{margin-bottom:1.5rem!important}.form-group{margin-bottom:1rem}.input-cont-border{border:1px solid #e3e3e3;border-radius:6px}.pl-1,.px-1{padding-left:.25rem!important}.pl-2,.px-2{padding-left:.5rem!important}.pr-2,.px-2{padding-right:.5rem!important}.pt-2,.py-2{padding-top:.5rem!important}.m-0{margin:0!important}.ml-1,.mx-1{margin-left:.25rem!important}.mr-2,.mx-2{margin-right:.5rem!important}.w-100{width:100%!important}.border-0{border:0!important}input[type=email],input[type=text],select,textarea{box-shadow:0;padding:0}.btn-pink{font-weight:700;color:#fff;background-color:#4B2E2B;border-color:#4B2E2B}.btn{padding:0 15px;font-weight:500;line-height:40px;white-space:nowrap}select{padding:0}.col-md-3{width:25%}.col-md-4{width:33.333333%}.col-md-6{width:50%}@media screen and (max-width:768px){.col-md-3,.col-md-4,.col-md-6{width:100%}}\n<\/style>\n<\/div>\n\n\n\t<script>\n\t(function($) {\n\t\tvar ajaxUrl = 'https:\/\/www.konaak.com\/blog\/wp-admin\/admin-ajax.php';\n\n\t    $(document).on('change', '#inputCity', function(){\n\n\t\t\tvar parentt = $(this).parent();\n\n\t\t\t$('select#inputDistrict').prop('disabled', 'disabled');\n            $('select#inputDistrict')\n            .find('option')\n            .remove()\n            .end()\n            .append('<option value=\"\">...<\/option>');\n\n\t\t\tvar sehir = $(this).val();\n            var lang = $('input[name=\"orion_lang\"]').val();\n\t\t\tif(sehir!=''){\n\n\t\t\t\tvar data = {\n\t\t\t\t\taction : 'sehire_gore_ilceleri_getir',\n\t\t\t\t\tsehir: sehir,\n                    lang: lang\n\t\t\t\t};\n\t\t\t\t$.post( ajaxUrl, data, function(response){\n\t\t\t\t\tif( response && response!='' ){\n\t\t\t\t\t\t$('select#inputDistrict').prop('disabled', false);\n\t\t\t\t\t\t$('select#inputDistrict').html(response);\n\t\t\t\t\t\t$('select#inputNeighborhood').html('<option value=\"\">Mahalle<\/option>');\n\t\t\t\t\t}\n\t\t\t\t});\n\t\t\t}\n        });\n\n\t\t$(document).on('change', '#inputDistrict', function(){\n\t\t\tvar lang = $('input[name=\"orion_lang\"]').val();\n\t\t\tvar ilce = $(this).val();\n\t\t\t$('select#inputNeighborhood').prop('disabled', 'disabled');\n            $('select#inputNeighborhood')\n            .find('option')\n            .remove()\n            .end()\n            .append('<option value=\"\">...<\/option>');\n\n\t\t\tif(ilce!=''){\n\t\t\t\tvar data = {\n\t\t\t\t\taction : 'ilceye_gore_mahalleleri_getir',\n\t\t\t\t\tilce: ilce,\n                    lang: lang\n\t\t\t\t};\n\t\t\t\t$.post( ajaxUrl, data, function(response){\n\t\t\t\t\tif( response && response!='' ){\n\t\t\t\t\t\t$('select#inputNeighborhood').prop('disabled', false);\n\t\t\t\t\t\t$('select#inputNeighborhood').html(response);\n\n\t\t\t\t\t}\n\t\t\t\t});\n\t\t\t}\n\t\t});\n\n\n\t})(jQuery);\n\n    document.addEventListener(\"DOMContentLoaded\", function(event) {\n        var $ = jQuery;\n        var date = new Date();\n        date.setDate(date.getDate()-1);\n\n        var ageInput = document.getElementById(\"inputPhone\")\n\n        ageInput.addEventListener(\"keydown\", function(e) {\n          \/\/ prevent: \"e\", \"=\", \",\", \"-\", \".\"\n          if ([69, 187, 188, 189, 190].includes(e.keyCode)) {\n            e.preventDefault();\n          }\n        });\n\n         $(\"form#evimiKirala\").submit(function (e) {\n             e.preventDefault();\n            let first_name = $('#inputName').val();\n            let last_name = $('#inputLastname').val();\n            let email = $('#inputEmail').val();\n            let phone = $('#inputPhone').val();\n            let city = $('#inputCity option:selected').val();\n            let district = $('#inputDistrict option:selected').val();\n            let neighborhood = $('#inputNeighborhood option:selected').val();\n            let property_type = $('#inputBuildingType option:selected').val();\n            let build_count = $('#inputNumber option:selected').val();\n            let license = $('#inputLicense option:selected').val();\n\n            let data = {\n                'first_name': first_name,\n                'last_name': last_name,\n                'email': email,\n                'city': city,\n                'district': district,\n                'neighborhood': neighborhood,\n                'property_type': property_type,\n                'phone': phone,\n                'build_count': build_count,\n                'permission': license,\n                'utm_source': getCookie('utm_source'),\n                'utm_term': getCookie('utm_term'),\n                'utm_campaign': getCookie('utm_campaign'),\n                'utm_medium': getCookie('utm_medium'),\n                'first_page_url': getCookie('first_page_url'),\n                'url': window.location.href,\n                'referral_url': getCookie('referrer_url'),\n            };\n\n\n            $.post(\"https:\/\/pms.konaak.com\/webhook\/missafir\/deal-lead\", data, function(response) {\n                if (response.status) {\n                    $('#popup1').addClass('acik');\n                    dataLayer.push({\n                        'event': 'rent_my_house',\n                        'country': 'T\u00fcrkiye',\n                        'city': city,\n                        'district': district,\n                        'neighborhood': neighborhood,\n                        'number_of_flats': build_count,\n                        'type_of_property': property_type,\n                        'license': license\n                    });\n                }else {\n                    alert('Teknik bir sorun olu\u015ftu l\u00fctfen daha sonra tekrar deneyiniz.');\n                }\n            });\n            return false;\n        });\n\n         $(document).on('click', '.popup .close', function(e){\n            e.preventDefault();\n            $('.overlay').removeClass('acik');\n            return false;\n         });\n    });\n\n\n\t<\/script>\n\t\n\n\n\n<h2 class=\"wp-block-heading\">Konut sigortas\u0131 nedir, neleri kapsar?&nbsp;<\/h2>\n\n\n\n<p>Konut sigortas\u0131, gayrimenkul\u00fcn\u00fcz\u00fcn (teminat kapsam\u0131na g\u00f6re) olas\u0131 bir deprem, sel, dolu, f\u0131rt\u0131na, hortum vb. do\u011fal afetlerle yang\u0131n, h\u0131rs\u0131zl\u0131k, ya\u011fma gibi \u00e7e\u015fitli beklenmedik risklere kar\u015f\u0131 g\u00fcvence alt\u0131na al\u0131nd\u0131\u011f\u0131 bir sigorta \u00e7e\u015fididir.&nbsp;<\/p>\n\n\n\n<p>Genel olarak a\u015fa\u011f\u0131daki temel kapsamlar\u0131 i\u00e7erir, ancak farkl\u0131 sigorta \u015firketleri ve poli\u00e7e t\u00fcrleri, kapsam ve limitler a\u00e7\u0131s\u0131ndan farkl\u0131l\u0131k g\u00f6sterebilir:<\/p>\n\n\n\n<ul>\n<li><strong>Yang\u0131n:<\/strong> Ev ve i\u00e7eri\u011fini yang\u0131n, y\u0131ld\u0131r\u0131m, infilak gibi risklere kar\u015f\u0131 korur.<\/li>\n\n\n\n<li><strong>H\u0131rs\u0131zl\u0131k:<\/strong> Evde bulunan e\u015fyalar\u0131n h\u0131rs\u0131zl\u0131k sonucu \u00e7al\u0131nmas\u0131na kar\u015f\u0131 koruma sa\u011flar.<\/li>\n\n\n\n<li><strong>Do\u011fal Afetler:<\/strong> Deprem, sel, f\u0131rt\u0131na gibi do\u011fal afetler sonucu olu\u015fabilecek zararlar\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Su Hasar\u0131:<\/strong> Su tesisat\u0131ndaki ar\u0131zalar sonucu olu\u015fabilecek su hasarlar\u0131n\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Cam K\u0131r\u0131lmas\u0131:<\/strong> Evdeki camlar\u0131n k\u0131r\u0131lmas\u0131 durumunda olu\u015fan zararlar\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Elektronik Cihazlar<\/strong>: Elektronik cihazlar\u0131n zarar g\u00f6rmesi durumunda olu\u015fan maliyetleri kapsar.<\/li>\n\n\n\n<li><strong>Alternatif Konut:<\/strong> Ev kullan\u0131lamaz hale geldi\u011finde, alternatif konut masraflar\u0131n\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Ki\u015fisel E\u015fyalar:<\/strong> Ki\u015fisel e\u015fyalar\u0131n zarar g\u00f6rmesi veya \u00e7al\u0131nmas\u0131 durumunda olu\u015fan zararlar\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Hukuki Koruma: <\/strong>Hukuki uyu\u015fmazl\u0131klarda avukatl\u0131k ve yarg\u0131lama masraflar\u0131n\u0131 kapsar.<\/li>\n\n\n\n<li><strong>Ter\u00f6r: <\/strong>Ter\u00f6r eylemleri sonucu olu\u015fan zararlar\u0131 kapsar.<\/li>\n<\/ul>\n\n\n\n<p>Bu ve benzeri teminatlar, sigorta \u015firketlerinin sundu\u011fu paketlere ve poli\u00e7e \u015fartlar\u0131na g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Ayr\u0131ca, ekstra teminatlar alarak sigorta kapsam\u0131n\u0131z\u0131 geni\u015fletebilirsiniz. \u00d6rne\u011fin, baz\u0131 poli\u00e7eler, evdeki de\u011ferli e\u015fyalar\u0131n\u0131z\u0131 veya belirli bir sanat eserini ek bir \u00fccret kar\u015f\u0131l\u0131\u011f\u0131nda sigorta kapsam\u0131na alman\u0131za olanak tan\u0131r. B\u00f6ylece potansiyel maddi hasar\u0131 sigorta \u015firketine kar\u015f\u0131latabilirsiniz.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.konaak.com\/blog\/wp-content\/uploads\/2023\/10\/Couple-searching-for-whether-home-insurance-is-mandatory.jpg\" alt=\"konut sigortas\u0131 zorunlu mu diye ara\u015ft\u0131ran \u00e7ift\" class=\"wp-image-80258\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Konut sigortas\u0131 zorunlu mu?<\/h2>\n\n\n\n<p>Konut veya e\u015fya sigortas\u0131 yapt\u0131rmak <a href=\"https:\/\/www.konaak.com\/blog\/dask\/\" target=\"_blank\" rel=\"noreferrer noopener\">DASK (Zorunlu Deprem Sigortas\u0131)<\/a> gibi zorunlu de\u011fildir. Bununla birlikte konutu ve e\u015fyay\u0131 kapsayan ev sigortas\u0131 hem ev sahipleri hem de kirac\u0131lar b\u00fcy\u00fck rahatl\u0131k ve g\u00fcvenlik sa\u011flar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Konut sigortas\u0131 depremi kapsar m\u0131?<\/h2>\n\n\n\n<p>Bu sigorta genel olarak evleri ve i\u00e7eriklerini \u00e7e\u015fitli risklere kar\u015f\u0131 koruma alt\u0131na al\u0131r. Ancak T\u00fcrkiye&#8217;de deprem kaynakl\u0131 zararlar i\u00e7in ayr\u0131ca &#8220;Zorunlu Deprem Sigortas\u0131&#8221; yani DASK yapt\u0131r\u0131lmas\u0131 gerekmektedir.<\/p>\n\n\n\n<p>DASK, devlet taraf\u0131ndan desteklenen ve sigorta \u015firketleri taraf\u0131ndan sunulan bir sigorta t\u00fcr\u00fcd\u00fcr. Sigorta yapt\u0131rmay\u0131 d\u00fc\u015f\u00fcnen bireyler, deprem riskini de g\u00f6zeterek, DASK&#8217;\u0131n yan\u0131 s\u0131ra ek teminatlarla geni\u015f kapsaml\u0131 bir koruma sa\u011flayan konut sigortas\u0131 poli\u00e7elerini de de\u011ferlendirebilirler.&nbsp;<\/p>\n\n\n\n<p>Bu sayede, sigorta evleri, deprem d\u0131\u015f\u0131ndaki pek \u00e7ok risk ve zarara kar\u015f\u0131 korurken, DASK da deprem kaynakl\u0131 maddi zararlar\u0131 g\u00fcvence alt\u0131na al\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Konut&nbsp; sigortas\u0131 fiyatlar\u0131 ne kadar?<\/h2>\n\n\n\n<p>Konut sigortas\u0131 fiyatlar\u0131, bir dizi fakt\u00f6re ba\u011fl\u0131 olarak de\u011fi\u015fiklik g\u00f6sterir ve bu nedenle genel bir fiyat aral\u0131\u011f\u0131 vermek zordur. Konut sigortas\u0131 fiyatlar\u0131 2023 y\u0131l\u0131nda \u015fu etmenler \u00fczerinden \u00fczerinden belirleniyor: <\/p>\n\n\n\n<ul>\n<li><strong>Konutun bulundu\u011fu b\u00f6lge<\/strong>: Deprem riski y\u00fcksek b\u00f6lgeler, h\u0131rs\u0131zl\u0131k oranlar\u0131 ve benzeri fakt\u00f6rler fiyatland\u0131rmay\u0131 etkiler.<\/li>\n\n\n\n<li><strong>Konut tipi:<\/strong> Daire, m\u00fcstakil ev, yal\u0131 gibi konut t\u00fcrleri farkl\u0131 fiyatland\u0131rmalara sahiptir.<\/li>\n\n\n\n<li><strong>Konutun ya\u015f\u0131 ve yap\u0131s\u0131<\/strong>: Yeni ve dayan\u0131kl\u0131 yap\u0131lar ile eski ve riskli yap\u0131lar aras\u0131nda fiyat fark\u0131 olabilir.<\/li>\n\n\n\n<li><strong>Sigorta kapsam\u0131<\/strong>: Se\u00e7ilen teminatlar ve limitler, primi do\u011frudan etkiler.<\/li>\n\n\n\n<li><strong>Ekstra teminatlar:<\/strong> Eklenen ekstra teminatlar, poli\u00e7e fiyat\u0131n\u0131 art\u0131r\u0131r.<\/li>\n\n\n\n<li><strong>Kullan\u0131m \u015fekli: <\/strong>Konutunuzun kullan\u0131m amac\u0131 (\u00f6rn. s\u00fcrekli oturulan bir ev, yazl\u0131k) fiyat\u0131 etkileyebilir.<\/li>\n\n\n\n<li><strong>\u0130\u00e7erik De\u011feri:<\/strong> Ev i\u00e7erisindeki e\u015fyalar\u0131n toplam de\u011feri de prim \u00fczerinde etkili olacakt\u0131r.<\/li>\n<\/ul>\n\n\n\n<p>Bu ve benzeri fakt\u00f6rler \u0131\u015f\u0131\u011f\u0131nda, sigorta fiyatlar\u0131 2023 y\u0131l\u0131nda da de\u011fi\u015fkenlik g\u00f6steriyor. En do\u011fru ve g\u00fcncel bilgiyi almak i\u00e7in, farkl\u0131 sigorta \u015firketlerinden teklif almak ve bu teklifleri k\u0131yaslamak faydal\u0131 olur.&nbsp;<\/p>\n\n\n\n<p>Online sigorta kar\u015f\u0131la\u015ft\u0131rma platformlar\u0131 veya sigorta acenteleri arac\u0131l\u0131\u011f\u0131yla, ihtiyac\u0131n\u0131za uygun en iyi teklifi bulabilirsiniz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.konaak.com\/blog\/wp-content\/uploads\/2023\/10\/Cancel-symbol-X-mark.jpg\" alt=\"iptal etme sembol\u00fc, x i\u015fareti\" class=\"wp-image-80261\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Konut sigortas\u0131 iptali nas\u0131l yap\u0131l\u0131r?<\/h2>\n\n\n\n<p>Konut sigortas\u0131 iptali \u00e7o\u011funlukla basit bir s\u00fcre\u00e7tir. Ancak i\u015flemler sigorta \u015firketinden sigorta \u015firketine de\u011fi\u015fiklik g\u00f6sterebilir. \u0130\u015fte genel bir rehber:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0130ptal \u0130\u015fleminde \u0130zlenmesi Gereken Ad\u0131mlar:<\/h3>\n\n\n\n<ul>\n<li><strong>\u0130leti\u015fim kurun:<\/strong> Sigorta \u015firketinizle ileti\u015fime ge\u00e7in. Bu, genellikle m\u00fc\u015fteri hizmetleri numaras\u0131 \u00fczerinden veya \u015firketin web sitesi \u00fczerinden yap\u0131labilir.<\/li>\n\n\n\n<li><strong>Bilgi toplay\u0131n: <\/strong>Sigorta poli\u00e7enizle ilgili t\u00fcm bilgileri (poli\u00e7e numaras\u0131, ba\u015flang\u0131\u00e7 ve biti\u015f tarihi vb.) haz\u0131r bulundurun.<\/li>\n\n\n\n<li><strong>\u0130ptal sebebinizi belirleyin:<\/strong> \u0130ptal etmek istedi\u011finiz sebepleri a\u00e7\u0131k ve net bir \u015fekilde belirtin. Baz\u0131 durumlarda, \u015firket sizden bu bilgileri talep edebilir.<\/li>\n\n\n\n<li><strong>\u0130ptal dilek\u00e7enizi haz\u0131rlay\u0131n:<\/strong> Sigorta \u015firketinizin prosed\u00fcr\u00fcne ba\u011fl\u0131 olarak, yaz\u0131l\u0131 bir iptal dilek\u00e7esi g\u00f6ndermeniz gerekebilir. Dilek\u00e7enizde ad\u0131n\u0131z, poli\u00e7e numaran\u0131z, iptal tarihi ve iptal sebebiniz gibi bilgileri belirtmeniz \u00f6nemlidir.<\/li>\n\n\n\n<li><strong>\u0130ptal \u00dccretleri:<\/strong> \u0130ptal i\u015flemi s\u0131ras\u0131nda herhangi bir \u00fccret veya ceza ile kar\u015f\u0131la\u015f\u0131p kar\u015f\u0131la\u015fmayaca\u011f\u0131n\u0131z\u0131 kontrol edin. Baz\u0131 sigorta \u015firketleri, poli\u00e7eyi erken iptal etmeniz durumunda cezai \u015fartlar uygulayabilir.<\/li>\n\n\n\n<li><strong>\u0130ptal Onay\u0131:<\/strong> Sigorta \u015firketinizden iptal i\u015fleminizin onay\u0131n\u0131 alana kadar s\u00fcreci takip edin. \u0130ptal i\u015fleminizin tamamland\u0131\u011f\u0131na dair yaz\u0131l\u0131 bir onay veya belge isteyin.<\/li>\n\n\n\n<li><strong>Alternatif Sigorta:<\/strong> E\u011fer yeni bir ev sigortas\u0131 almay\u0131 planl\u0131yorsan\u0131z, mevcut poli\u00e7eniz iptal edilmeden yeni poli\u00e7enizi ba\u015flatmak isteyebilirsiniz. B\u00f6ylece, herhangi bir d\u00f6nemde sigortas\u0131z kalmazs\u0131n\u0131z.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0130ptal \u0130\u015fleminde dikkat edilmesi gerekenler&nbsp;<\/h3>\n\n\n\n<ul>\n<li><strong>\u0130ptal tarihi: <\/strong>\u0130ptal etmek istedi\u011finiz tarihi net olarak belirtin ve bu tarihe kadar yeni bir sigorta poli\u00e7esi bulundu\u011funuzdan emin olun.<\/li>\n\n\n\n<li><strong>\u0130ade prim: <\/strong>\u0130ptal etti\u011finizde, \u00f6nceden \u00f6dedi\u011finiz primin kullan\u0131lmayan k\u0131sm\u0131n\u0131 geri al\u0131p alamayaca\u011f\u0131n\u0131z\u0131 kontrol edin.<\/li>\n\n\n\n<li><strong>Yeni sigorta: <\/strong>E\u011fer yeni bir yerde oturuyorsan\u0131z ve bu y\u00fczden sigortan\u0131z\u0131 iptal ediyorsan\u0131z, yeni konutunuz i\u00e7in de bir sigorta poli\u00e7esi almay\u0131 unutmay\u0131n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">En iyi konut sigortas\u0131 hangisi? <\/h2>\n\n\n\n<p>Ev sigortas\u0131 se\u00e7imi, bireysel ihtiya\u00e7lar ve beklentilere ba\u011fl\u0131 olarak de\u011fi\u015febilir. En iyi konut sigortas\u0131n\u0131 belirlemek i\u00e7in genel olarak dikkate al\u0131nmas\u0131 gereken baz\u0131 fakt\u00f6rler vard\u0131r:<\/p>\n\n\n\n<ul>\n<li><strong>Kapsam:<\/strong> Sigortan\u0131n hangi zararlar\u0131 kapsad\u0131\u011f\u0131na dikkat edin (yang\u0131n, h\u0131rs\u0131zl\u0131k, do\u011fal afetler vb.).<\/li>\n\n\n\n<li><strong>M\u00fc\u015fteri Hizmetleri:<\/strong> \u015eirketin m\u00fc\u015fteri hizmetlerinin kalitesi ve eri\u015filebilirli\u011fi \u00f6nemlidir.<\/li>\n\n\n\n<li>Prim Miktar\u0131: Ayl\u0131k veya y\u0131ll\u0131k \u00f6deme miktarlar\u0131na ve bu miktarlar\u0131n b\u00fct\u00e7enize uygunlu\u011funa bak\u0131n.<\/li>\n\n\n\n<li><strong>\u0130ndirimler:<\/strong> \u015eirketin sundu\u011fu indirim ve avantajlar\u0131 ara\u015ft\u0131r\u0131n.<\/li>\n\n\n\n<li>\u015eikayet ve Yorumlar: Mevcut m\u00fc\u015fteri yorumlar\u0131 ve \u015fikayetleri inceleyin.<\/li>\n<\/ul>\n\n\n\n<p>Konut sigortas\u0131 yapt\u0131ranlar \u015firket hakk\u0131nda ne diyor? \u0130nterneti yorumlar\u0131 inceleyerek, sizin i\u00e7in en uygun olan\u0131 se\u00e7ebilirsiniz.&nbsp;En iyi konut sigortas\u0131 yorumlar\u0131 i\u00e7in her zaman uzun ve detayl\u0131 a\u00e7\u0131klamalar\u0131 tercih edin. B\u00f6ylece konut sigortas\u0131 tavsiye aray\u0131\u015f\u0131n\u0131zda daha verimli sonu\u00e7 al\u0131rs\u0131n\u0131z. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye\u2019deki en pop\u00fcler ilk 10 konut sigortas\u0131 \u015firketi<\/h2>\n\n\n\n<ul>\n<li>T\u00fcrkiye Sigorta<\/li>\n\n\n\n<li>Axa Sigorta<\/li>\n\n\n\n<li>Mapfre Sigorta<\/li>\n\n\n\n<li>Allianz Sigorta<\/li>\n\n\n\n<li>G\u00fcne\u015f Sigorta<\/li>\n\n\n\n<li>Groupama Sigorta<\/li>\n\n\n\n<li>Anadolu Sigorta<\/li>\n\n\n\n<li>Sompo Japan Sigorta<\/li>\n\n\n\n<li>AvivaSA<\/li>\n<\/ul>\n\n\n\n<p>Bu \u015firketler, geni\u015f \u00fcr\u00fcn yelpazesi, g\u00fc\u00e7l\u00fc finansal yap\u0131lar\u0131 ve m\u00fc\u015fteri memnuniyeti odakl\u0131 yakla\u015f\u0131mlar\u0131 ile T\u00fcrkiye&#8217;de ilgili sekt\u00f6r\u00fcn liderleri konumundad\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.konaak.com\/blog\/wp-content\/uploads\/2023\/10\/What-is-Home-Insurance-Is-it-Mandatory-Top-10-most-popular-home-insurance-companies-in-Turkey.jpg\" alt=\"kad\u0131n \u00e7al\u0131\u015fan erkek m\u00fc\u015fteriye konut sigortas\u0131 \u00e7e\u015fitlerini sunuyor\" class=\"wp-image-80264\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Hangi sigorta size g\u00f6re?<\/h2>\n\n\n\n<p>Bug\u00fcn farkl\u0131 firmalar fiyat ve kapsam bak\u0131m\u0131ndan de\u011fi\u015fiklik g\u00f6steren pek \u00e7ok konut sigortas\u0131 \u00e7e\u015fidi sunuyor. Gayrimenkul\u00fcn\u00fc ve i\u00e7indekileri sigortalamak isteyen ev sahipleri, bu \u00e7e\u015fitlilik sebebiyle ilk bak\u0131\u015fta sigortalama s\u00fcrecini kafa kar\u0131\u015ft\u0131r\u0131c\u0131 ve yorucu bulabilir.&nbsp;<\/p>\n\n\n\n<p>Oysa ne istedi\u011finizi, sigortadan beklentilerinizi ve b\u00fct\u00e7enizi ba\u015ftan belirledi\u011finiz takdirde \u00e7ok daha h\u0131zl\u0131 bir \u015fekilde size ve ihtiya\u00e7lar\u0131n\u0131za en uygun sigortay\u0131 kolayl\u0131kla bulabilirsiniz.&nbsp;<\/p>\n\n\n\n<p>\u00d6rne\u011fin evinizi e\u015fyal\u0131 bir \u015fekilde kiraya verecekseniz sizin i\u00e7in e\u015fya sigortas\u0131n\u0131 da kapsayan bir sigorta paketi \u00e7ok daha uygun olacakt\u0131r.&nbsp;<\/p>\n\n\n\n<p>Bundan sonraki ad\u0131m, elbette teminat kapsam\u0131na karar vermek olacak. Bu noktada da g\u00f6z \u00f6n\u00fcnde bulundurman\u0131z\u0131n faydal\u0131 olaca\u011f\u0131 birka\u00e7 unsur olabilir.&nbsp;<\/p>\n\n\n\n<p>\u00d6rne\u011fin kiraya verece\u011finiz e\u015fyal\u0131 daire tekin olmayan, su\u00e7 oranlar\u0131n\u0131n y\u00fcksek oldu\u011fu bir mahallede mi yer al\u0131yor? O halde sadece h\u0131rs\u0131zl\u0131k de\u011fil cam k\u0131r\u0131lmas\u0131 gibi kazara ya da kas\u0131tl\u0131 olu\u015fabilecek hasarlar\u0131 da kapsayan bir teminat se\u00e7melisiniz.&nbsp;<\/p>\n\n\n\n<p>Ayn\u0131 \u015fekilde eviniz co\u011frafi ve iklimsel fakt\u00f6rler sebebiyle s\u00fcrekli f\u0131rt\u0131nalar\u0131n, dolular\u0131n ve hatta hortumlar\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc bir yerde konumlan\u0131yorsa bu ihtimalleri de teminata dahil etmek gerekir.&nbsp;<\/p>\n\n\n\n<p>Ayr\u0131ca gayrimenkul\u00fcn\u00fcz\u00fcn yer ald\u0131\u011f\u0131 mahalle ya da il\u00e7e yeterli altyap\u0131ya sahip olmad\u0131\u011f\u0131 i\u00e7in her ya\u011fmurlu d\u00f6nemde su bask\u0131n\u0131 vakalar\u0131 g\u00f6r\u00fcl\u00fcyorsa teminat\u0131n bu riski kapsad\u0131\u011f\u0131ndan da emin olmal\u0131s\u0131n\u0131z.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Konut sigortas\u0131 hesaplama nas\u0131l yap\u0131l\u0131r?<\/h2>\n\n\n\n<p>Konut in\u015fa bedeli, konutun d\u0131\u015f y\u00fcz \u00f6l\u00e7\u00fcm\u00fcn\u00fcn metrekare in\u015fa maliyetiyle \u00e7arp\u0131lmas\u0131 i\u015flemi ile hesaplan\u0131r. Bu bedel evin sat\u0131\u015f bedeli de\u011fil, yeniden in\u015fa bedelidir. Bu bedel hesaplan\u0131rken \u00c7evre ve \u015eehircilik Bakanl\u0131\u011f\u0131&#8217;n\u0131n konut in\u015faat maliyeti cetveli dikkate al\u0131n\u0131r.<\/p>\n\n\n\n<p>E\u015fya maliyeti konut i\u00e7erisinde ikamet eden bireylere ait ve demirba\u015f olmayan e\u015fyan\u0131n bedelidir. E\u015fya maliyeti hesaplan\u0131rken sigorta kapsam\u0131na al\u0131nacak e\u015fyalar\u0131n yeniden sat\u0131n al\u0131nmas\u0131 durumunda ne kadara mal olaca\u011f\u0131 g\u00f6z \u00f6n\u00fcnde bulundurulur.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Neden bu sigortay\u0131 yapt\u0131rmal\u0131s\u0131n\u0131z?<\/h2>\n\n\n\n<p>Ev sigortas\u0131 se\u00e7ti\u011finiz poli\u00e7eye g\u00f6re pek \u00e7ok riske kar\u015f\u0131 gayrimenkul\u00fcn\u00fcz\u00fc ve mallar\u0131n\u0131z\u0131 koruma alt\u0131na al\u0131r. Teminat kapsam\u0131na g\u00f6re konut ve e\u015fya sigortas\u0131 a\u015fa\u011f\u0131daki durumlarda da size g\u00fcvence sa\u011flar:<\/p>\n\n\n\n<ul>\n<li>Zorunlu Deprem Sigortas\u0131\u2019n\u0131n kapsamad\u0131\u011f\u0131 hasar durumlar\u0131<\/li>\n\n\n\n<li>Poli\u00e7e \u015fartlar\u0131na g\u00f6re klima ve kombi bak\u0131m\u0131, \u00e7ilingir hizmeti, \u00fccretsiz hal\u0131 y\u0131kama<\/li>\n\n\n\n<li>Teminat kapsam\u0131na g\u00f6re s\u00fcrekli sakatl\u0131k, tedavi ve \u00f6l\u00fcm durumlar\u0131nda olu\u015fan masraflar<\/li>\n\n\n\n<li>\u00c7ilingir, elektrik ve tesisat i\u015fleri ya da anla\u015fmal\u0131 kurumlardan ilgili konularda indirim f\u0131rsat\u0131<\/li>\n\n\n\n<li>Evin kal\u0131nmayacak duruma gelmesi halinde otelde konaklama ve t\u0131bbi destek imkanlar\u0131<\/li>\n<\/ul>\n\n\n\n<p>Sigortan\u0131z\u0131\u0131 ek teminatlarla geni\u015fletebilir ve kapsama alan\u0131n\u0131 art\u0131rarak daha fazla konuda kendinizi ve mallar\u0131n\u0131z\u0131n g\u00fcvenli\u011fini emniyete alabilirsiniz.&nbsp;Konaak arac\u0131l\u0131\u011f\u0131 ile kiralad\u0131\u011f\u0131n\u0131z evinizi hangi y\u00f6ntemlerle g\u00fcvence alt\u0131na ald\u0131\u011f\u0131n\u0131 merak ediyorsan\u0131z <a href=\"https:\/\/www.konaak.com\/sikca-sorulan-sorular\">S\u0131k\u00e7a Sorulan Sorular<\/a> sayfam\u0131za g\u00f6z atabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Konut Sigortas\u0131 Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1696579019300\"><strong class=\"schema-faq-question\">DASK ve konut sigortas\u0131 fark\u0131 nedir?<\/strong> <p class=\"schema-faq-answer\">DASK ve konut sigortas\u0131 fark\u0131 temelde birinin zorunlu di\u011ferinin ise iste\u011fe ba\u011fl\u0131 olmas\u0131d\u0131r. DASK yapt\u0131r\u0131lmas\u0131 zorunludur.<br\/>Ayr\u0131ca DASK, yaln\u0131zca deprem ve depreme ba\u011fl\u0131 hasarlar\u0131 teminat alt\u0131na al\u0131rken, ev sigortas\u0131 daha geni\u015f bir yelpazede riskleri teminat alt\u0131na al\u0131r. DASK\u2019\u0131n fark\u0131 ayr\u0131ca teminat limitidir.\u00a0Yani DASK poli\u00e7eniz i\u00e7in limiti siz belirleyemezsiniz. <br\/>DASK hakk\u0131nda daha fazla bilgi i\u00e7in <a href=\"https:\/\/dask.gov.tr\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">DASK resmi internet sitesine<\/a> g\u00f6z atmak isteyebilirsiniz. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579037040\"><strong class=\"schema-faq-question\">\u00d6zel konut sigortas\u0131 nedir?\u00a0<\/strong> <p class=\"schema-faq-answer\">Bu sigorta t\u00fcr\u00fc, evinizi ve e\u015fyalar\u0131n\u0131z\u0131 deprem, yang\u0131n, h\u0131rs\u0131zl\u0131k, sel ve su bask\u0131n\u0131 gibi do\u011fal afetlere ve yapay afetlere kar\u015f\u0131 koruma alt\u0131na alan iste\u011fe ba\u011fl\u0131 bir sigorta t\u00fcr\u00fcd\u00fcr. Bu sigorta ile ayr\u0131ca e\u015fyalar g\u00fcvence alt\u0131na al\u0131nabilir.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579078022\"><strong class=\"schema-faq-question\">Konut sigortas\u0131 zorunlu mu?<\/strong> <p class=\"schema-faq-answer\">Hay\u0131r, zorunlu de\u011fil. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579088484\"><strong class=\"schema-faq-question\">Konut kredisinde konut sigortas\u0131 zorunlu mu?<\/strong> <p class=\"schema-faq-answer\">Hay\u0131r, zorunlu de\u011fil. Bankalar, krediyi kulland\u0131rabilmek i\u00e7in hayat sigortas\u0131 yapt\u0131r\u0131lmas\u0131n\u0131 \u015fart ko\u015fsa da, bu \u015fart\u0131n yasal bir dayana\u011f\u0131 yok. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579098303\"><strong class=\"schema-faq-question\">Konut sigortas\u0131 bina bedeli hesaplama<\/strong> <p class=\"schema-faq-answer\">Sigortas\u0131 bina bedeli, binan\u0131n yeniden in\u015fa edilmesi durumunda olu\u015facak maliyeti ifade eder. Bu bedel, binan\u0131n br\u00fct y\u00fcz\u00f6l\u00e7\u00fcm\u00fc ile yeniden yap\u0131m maliyeti \u00fczerinden belirlenen birim metrekare bedelinin \u00e7arp\u0131m\u0131 ile hesaplan\u0131r.<br\/><em>Hesaplama form\u00fcl\u00fc: Bina sigorta bedeli = Br\u00fct y\u00fcz\u00f6l\u00e7\u00fcm\u00fc * Yeniden yap\u0131m maliyeti * Birim metrekare bedeli<\/em><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579108397\"><strong class=\"schema-faq-question\">Konut sigortas\u0131 deprem teminat\u0131 i\u00e7erir mi?<\/strong> <p class=\"schema-faq-answer\">Her zaman de\u011fil. Sigorta teminatlar\u0131n\u0131z\u0131 inceleyerek ya da sigorta uzman\u0131n\u0131zla ileti\u015fim kurarak bilgi alabilirsiniz.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579146772\"><strong class=\"schema-faq-question\">Konut sigortas\u0131 hasar\u0131n ne kadar\u0131n\u0131 kar\u015f\u0131lar?<\/strong> <p class=\"schema-faq-answer\">Hasar\u0131n teminat kapsam\u0131nda olmas\u0131 ve poli\u00e7ede belirtilen limitler dahilindeyse, hasar\u0131n tamam\u0131n\u0131 veya bir k\u0131sm\u0131n\u0131 kar\u015f\u0131lar.<br\/>Sigorta poli\u00e7elerinde hasar teminatlar\u0131n\u0131n kapsam\u0131 ve limitleri sigorta \u015firketine ve poli\u00e7e t\u00fcr\u00fcne g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Bu nedenle, sigorta yapt\u0131rmadan \u00f6nce poli\u00e7eyi dikkatlice okumak ve t\u00fcm teminatlar\u0131 ve limitleri anlamak \u00f6nemlidir.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696579159588\"><strong class=\"schema-faq-question\">Konut sigortas\u0131 ne kadar \u00f6deme yapar?<\/strong> <p class=\"schema-faq-answer\">Sigortas\u0131 olan konutun hasar\u0131 \u015firketlerce belirlenmi\u015f teminatlar \u00e7er\u00e7evesinde kar\u015f\u0131lan\u0131r. Bu noktada sigorta uzman\u0131n\u0131zdan bilgi almak en do\u011fru y\u00f6ntemdir.\u00a0<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Konut sigortas\u0131 hakk\u0131nda merak ettikleriniz mi var? Blog yaz\u0131m\u0131zda arad\u0131\u011f\u0131n\u0131z devaplar\u0131 bulabilirsiniz.&nbsp; Ev sahiplerini kiralama s\u00fcrecinde en \u00e7ok endi\u015felendiren konular\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":89712,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[647,455,645,646],"tags":[],"_links":{"self":[{"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/posts\/8182"}],"collection":[{"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/comments?post=8182"}],"version-history":[{"count":6,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/posts\/8182\/revisions"}],"predecessor-version":[{"id":89720,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/posts\/8182\/revisions\/89720"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/media\/89712"}],"wp:attachment":[{"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/media?parent=8182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/categories?post=8182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.konaak.com\/blog\/wp-json\/wp\/v2\/tags?post=8182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}